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Valentrix Institute and its members, officers, directors, owners, employees, agents, and representatives (collectively “VI”) provide this website (the “Site”) for educational and informational purposes only. The content is general information and should not be construed as legal, tax, investment, financial, or other advice. You alone assume the sole responsibility of evaluating the merits and risks associated with using the Site's content before making any decisions based on it. By using the Site, you agree not to hold VI liable for any damages arising from such decisions. Always consult a licensed professional before making financial decisions.